Complicated paperwork. Normal English.
Understand your financial paperwork in plain English.
Statements, offer letters, account pages — upload the confusing thing and get a calm, clear explanation, with every number traced back to where it appears on the page.
The name is a joke. You're not. If the paperwork is confusing, that's a problem with the paperwork — not with you.
What do you need explained?
Pick a tool. Each one does exactly one job, in plain English.
Explain my statementUpload a credit card statement PDF and get a plain-English breakdown of every number on it.NewDecode this offer letterGot a 0% balance transfer or check offer in the mail? See what it really costs and what the fine print says.Check my accountUpload a screenshot of your online account page and find out if a payment is due right now.
A quick heads-up before you upload
We know — signing in just to ask a quick question feels like a lot. We’d skip it if we could, but the platform that hosts this tool requires a sign-in to keep it running. So we kept it as light as we could.
- Before we look at anything, you sign in with Google or Apple. No password to remember — we never see yours.
- Your file is read once to explain it, then we don’t keep it. We don’t store your file.
- Your sign-in is a temporary work-session — it clears itself automatically within 24 hours. No profile, no history.

New: got a 0% offer in the mail?New
Upload it and see the rate, the fee, the deadline, and what the fine print really says.
