Skip to content

Complicated paperwork. Normal English.

Understand your financial paperwork in plain English.

Statements, offer letters, account pages — upload the confusing thing and get a calm, clear explanation, with every number traced back to where it appears on the page.

The name is a joke. You're not. If the paperwork is confusing, that's a problem with the paperwork — not with you.

What do you need explained?

Pick a tool. Each one does exactly one job, in plain English.

A quick heads-up before you upload

We know — signing in just to ask a quick question feels like a lot. We’d skip it if we could, but the platform that hosts this tool requires a sign-in to keep it running. So we kept it as light as we could.

  • Before we look at anything, you sign in with Google or Apple. No password to remember — we never see yours.
  • Your file is read once to explain it, then we don’t keep it. We don’t store your file.
  • Your sign-in is a temporary work-session — it clears itself automatically within 24 hours. No profile, no history.
An offer letter with a big 0% intro APR becomes a plain-English breakdown: the intro rate, the transfer fee, and what it really means.

New: got a 0% offer in the mail?New

Upload it and see the rate, the fee, the deadline, and what the fine print really says.

Decode my offer letter